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2016
  • You have probably heard this a hundred times, “you have got to work smart not hard to succeed”.
  • How do you define working smart though? Would working smart mean less work and not working hard to be smart? If we work hard does that have nothing to do with working smart? Do smart people not work hard? Or do hard workers not work smartly? Confusing, right! Let’s take a deeper look.
  • Traditionally, working hard is considered to be the cornerstone of achievement. You work hard at something, burn midnight oil, sweat and out run everyone else around you, to reach your goal. Maybe it’s school, or grad school, or looking for a job. Maybe it’s learning a new skill, or improving an existing one for that manner.

Archive


2016
  • It’s easy to assume that as society becomes wealthier and healthier people would become more fulfilled and happy, but this is not the case. Despite all the advancements in technology and increasing access to information and resources people are not becoming happier.

    increase your happiness

  • Maybe this is why happiness has become such a popular topic in self-help over the past decade. We are in search of a path leading to true fulfilment and satisfaction and we don’t know which direction to turn.

2016

“You can still file tax returns”

“Delayed returns can be filed up to two years”

“Returns without paying penalty accepted up to March 31”

  • Have such news items been leading you to believe that the tax filing deadline of July 31 is not written in stone. Well, there is reason enough for you to adhere to the time line for filing returns notified by the Income Tax Department.
  • Though one is permitted to file delayed returns for reasons beyond ones’ control. However, the deadlines for delayed returns have been shrunk as per the Union Budget 2016, as passed by the Parliament recently.

2016
  • Budgeting, a habit that is rated very low since many do not follow it, is actually the best way to manage personal finances. We all are used to receiving the monthly pay on a fixed date and then spend it generously over the next 20 days of the month. The dwindling situation of the pocket comes to notice only in the last few days of the month and then we are left with no choice but patiently await the next pay day.
  • Here is how you can avoid being broke during the last days of the month by following some simple budgeting practices:

2016
  • We think that poor worry about money and rich don’t. But trust me, when it comes to taxes, we all worry about money. A study done by Business News Daily showed that financial fears take the top seat among reasons to worry. Tax season is on and people have either filed their tax return or planning to do the same. Dealing with tax creates a lot of stress in our mind but once we are done with it, we look for some payback and our weapon in this endeavor is Income Tax Return. Filing tax return may result in healthy tax refund. Tax refunds are excellent stressbusters. Everyone wants to get a juicy refund after filing taxes because who doesn’t want to be rolling in money.
  • However, not everyone is lucky enough to get a cheque from the tax department. If you are expecting a tax refund, you certainly don’t want to be at the bottom of the waiting list. You must be careful while filing return if you want deep pockets. If you paid more than your share to the taxman, then you deserve a refund. All you need to do is avoid some pitfalls to get your tax refund on time:

2016
  1. Imagination often turns into reality. Imagine a certain situation over and again, with love and joy, and sooner or later you will attract it into your life, provided you don’t let contradictory thoughts enter your mind. Start with simple situations first, to gain faith and experience with this process.
  2. What you do every day will turn into a habit. Choose habits that will lead you to success and repeat them every day. In time, they will become automatic, not requiring thought, attention or effort. There are many new habits you can adopt, such as positive thinking, being on time, being more considerate, getting a stronger willpower or staying calm in difficult situations.
  3. Letting moods control your life is like sitting in a boat and letting the waves and currents take you wherever they please. Developing inner strength and self-discipline is like attaching a powerful engine to your boat. With this powerful engine, you will be able to navigate the boat of your mind wherever you want.

Financial Management